Florida Statute, Chapter 626.112(1) states that "No person may be, act as, or advertise or hold himself or herself out to be an insurance agent, customer representative, or adjuster unless he or she is currently licensed and appointed.
Except as provided in subsection (6) or in applicable department rules, and in addition to other conduct described in this chapter with respect to particular types of agents, a license as an insurance agent, service representative, customer representative, or limited customer representative is required in order to engage in the solicitation of insurance. For purposes of this requirement, as applicable to any of the license types described in this section, the solicitation of insurance is the attempt to persuade any person to purchase an insurance product by:
- Describing the benefits or terms of insurance coverage, including premiums or rates of return;
- Distributing an invitation to contract to prospective purchasers;
- Making general or specific recommendations as to insurance products;
- Completing orders or applications for insurance products; or
- Comparing insurance products, advising as to insurance matters, or interpreting policies or coverages."
Daytona State College offers licensure courses for the Life, Health and Variable Annuity Agent (2-15), General Lines Agent (Property & Casualty) (2-20) and Personal Lines Agent (20-44).
For detailed information about the laws and rules concerning licensure, go to the State of Florida, Department of Financial Services (FLDFS) website. In Florida Toll-free Consumer Helpline: 1-877-MY-FL-CFO (1-877-693-5236) and Out-of-Florida Consumer Helpline (850) 413-3089.
These courses do not qualify for college credit. If you are interested in a degree, please go to www.daytonastate.edu.
Online courses are non refundable after 48 hrs from receipt of welcome letter from OnLine Training. Students should review all requirements for the course before registering.
Courses contain lessons, quizzes and a final exam. There is one quiz per chapter. Quizzes combined together are worth 50% of your final grade (online final exam is the other 50%).
After you have completed course work, contact the online instructor assigned to the course and request that they average quizzes. Your results will be emailed to you.
You may take quizzes as many times as you wish. Online Exams are taken at your chosen time.Your final course average must be at least 70% to pass the course.
State Required Manual: Florida General Lines Agent and Customer Service Representative Study Manual (latest edition) http://www.faiams.com/. Go to Licensing study manuals.
For all online courses students must have basic computer skills, access to the internet and an email address. Failure to provide any of the above will delay course process. Some Internet Service Providers (ISP) have filters set high which causes unrecognized email addresses to be misdirected as SPAM. Add all email addresses pertaining to this course to your address book to assist in receipt of information. For assistance in this matter, students should contact their ISP.